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NYC BMW Lease Deals

NYC BMW Lease Deals

Zooomr’s simplifies the car leasing and buying process. Just like everyone else, we hate the car leasing process – we think it’s a pain. We drastically improve car leasing and car buying. We make hundred’s of dealers compete for your business. Instead of reaching out to numerous car dealers, we handle it all for you. Our network of BMW NYC car lease dealers agree to provide the lowest possible price on car leases for Zooomr clients. When you see a deal on Zooomr – it’s a real BMW NYC car lease deal, available to our clients exclusively.

BMW NYC CAR LEASING COMPANY 

Car Leasing vs Buying

If you’re on this page, it means you’re looking for a BMW NYC car lease . But, before you proceed – it’s important you understand the difference between leasing and buying. It’s crucial you understand if/why leasing might be right for you. Zooomr firmly believes that before you get a BMW NYC car lease, you should understand what you’re actually getting.

Who owns it

When you buy a car – regardless of whether you pay with cash, or finance it, the car belongs to you. You have to keep making payments, per the terms of your loan, but it belongs to you. When you lease a BMW in NYC, you don’t own it. You are paying for the use of the vehicle, but the lender you leased it through owns the car. That’s why you pay less per month, than if you had bought the car.

Up-Front Costs

If you’re buying a car and financing it, you need to make a down payment. You can also trade in another car, and use the equity in it towards your down payment. The cost of the down payment is going to be based on the lender’s requirement and/or your credit score. When you lease a car, you don’t need to put a down payment. All you have to pay is the first month’s payment, security deposit, the acquisition fee, and other fees and taxes. If you want to lower your monthly payments, you can pay more upfront.

Future Value

When you buy a car, it’s worth whatever you can sell it for in the future. This depends on how you maintain it, etc, and the type of car you get. In most NYC bmw leases, you don’t have to worry about future value since you don’t own the car.

End Payments

Once you pay off the car, you own it. The lender will send you the “title” in the mail, as proof that you own the car now. With NYC BMW car leases, most people typically return the vehicle back at the end of the leases terms. Some, like to purchase it during the NYC BMW lease, or at the end of the lease. This is your choice.

Benefits of Car Leasing

As car leasing becomes more and more popular, consumers will start to realize the benefits of leasing a car instead of purchasing one. In order to decide whether leasing is right or not for you, it is imperative that you prioritize what you need out of your car. Many automatically prefer leasing because they are able to drive the “car of their dreams” for a price that they would not normally be able to afford. Below are some of the best reasons that car leasing may be for you.

Zero Down Payment
When leasing a car there is a high chance you will not have to pay a down payment. Normally, customers are only required to pay the first down payment in addition to the tag and registration fees. There are a few cases where promotional lease deals will require those getting the lease to do a down payment in order to receive the deal. If you have great credit, there may even be a chance that you do not have to put anything down on the car. Most people find that they end of saving money in the long run if they lease a car. It is best to contact a financial advisor who can sit down with you and look at which option may be better. Chances are leasing a car will work out for you best in the long run!

Smaller Monthly Payments
When leasing you will normally have lower monthly payments than if you were putting down payments onto a car. Monthly payments can be anywhere from about thirty to sixty percent lower than a loan that someone purchased for the same model car or term. When you lease a car you are not expected to pay any extra money every month for ownership equity. If you ask, there is a chance you can get a “lease special.” Dealers may work with you on getting reduced prices in order to walk away with a car that day. Most lease agreements also have a fixed price payment plan. With a fixed plan you will know, and be able to plan, exactly how much you will need to pay towards with car every month.

Smaller Tax Impact
Throughout most of the country, as well as Canada, you are not required to pay a sales tax on the whole value of a leased vehicle like if you would have purchased it. Customers are only taxed on the part of the value that is used during the time of your lease. The tax fee is spread out and paid with the monthly lease payment, instead of being paid in a large lump some at once.

Less Maintenance
There are many people that enjoy the NYC BMW lease because the term of a lease usually parallels itself to the length of the manufacturer’s warranty. If something happens where the car needs to be repaired, the costs are guaranteed to be covered. There are even some companies that offer those leasing their cars free maintenance appointments throughout the lease. Because new cars are leased in most case, drivers do not have to worry about the normal problems that come with purchasing a used car. After the lease is over you can easily hand the car back to the dealer unless you have the want to buy or trade it.

Stay Up to Date with the Latest Cars
If you are a car fanatic or love having the latest technology, then leasing a car is a great option for you. With leasing, you can drive the newest cars every few years without getting locked into a commitment. Leasing a car opens up a wide range of the possibilities of types of vehicles for you to drive. Because you are driving a newer car when leasing, you get to benefit from the different fuel economy technology, safety, and any newer performance advancements.

If you are still confused about whether leasing a car is right for you, see your local car dealer today. They can sit down with you to discuss your options and which will fit your lifestyle better. There are also “lease or buy” calculators available online in which you can figure out which option will best fit your situation financially.