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Suffolk County Car Lease Deals

Suffolk County Car Lease Deals

Suffolk County residents want to know if buying or leasing a vehicle is the best option for them, and there is one clear answer. It all depends on what you prefer, how you drive, and what you want from your financial situation in terms of car payments. If you drive more than 15,000 miles per year, you want to buy a car. If you take advantage of all the walkability Suffolk County has to offer residents, you might not spend much time in your vehicle. That means fewer miles and a better end-result should you choose to lease.

The right answer is very personal, but the pros and cons of leasing in Suffolk County vary only based on your own perception. What you consider a pro might be a con for someone else. For example, if you don’t spend much time driving, you don’t worry about going over your mileage or paying a per-mile fee when you turn your lease in at the end of your contract. That’s a pro to you, but it might be a con for someone who drives 25,000 miles per year and would pay a hefty fee at the end of a lease. Perception is everything, but many Suffolk County residents are able to figure out what works best for them when they take the time to weigh the options.

The Benefits of Leasing

Leasing is by far less expensive than purchasing a car. You get to pay only for the depreciation rather than the entire car. It’s like buying a very cheap car with a $12,000 – $15,000 price tag and making payments for two or three years. When you buy, you’re paying $50,000 for a vehicle for five years. It’s a lot less expensive to lease. You pay the depreciation only because this car is going back to the dealer when your lease is up. When it does this, they’re going to sell it again for the full asking price. They benefit twice from the sale of the vehicle.

Leasing is more affordable because you’re only paying for a portion of the vehicle. You will make car payments forever if you choose to go the route of leasing, but most people make payments their entire lives. Even those who claim they’re buyers because they don’t want to be a slave to car payments their entire lives never keep their cars longer than three or four years. The only difference is they have to trade in their vehicle and usually end up paying more for a new vehicle to roll over what they owe on their old car that’s more than what it’s worth. It’s an ugly cycle.

When you lease a car, you always have a new car to drive. You get to turn it in every two or three years for a new ride, and you never worry about how much the car you have now is worth in terms of a trade. You don’t owe anything on it as long as you don’t damage the car or go over your mileage allowance. You also never worry your car’s warranty will run out. You won’t hit the mileage where it expires, and you won’t find the car is ever old enough for warranties to expire when you drive a lease.

It’s more affordable since you’re paying a fraction of the cost, which leads us to the biggest benefit leasing has to offer. You get to drive the car of your dreams. While you might not be able to afford to purchase the car of your dreams, you can certainly afford to lease it with the amazing deals that come with leasing. You get to choose a car that isn’t in the budget otherwise.

The Cons of Leasing

You can’t exceed your miles or you pay a per-mile fee when you turn in the car. You also can’t personalize your car by adding window tint or any after-market features to the vehicle, but most people don’t do those things.

The other significant downfall to leasing is you always have a car payment. However, most people always trade in their car before the final payment is made, which means they’re trading one payment for another. You get a new car every few years, a lower payment, and you never have to come out of pocket to pay the difference between what your car is worth and what you owe on it when you get a new lease.

It’s easy to see Suffolk County residents have a clear choice. Leasing is almost always a better option than purchasing a new car unless you drive long distances. It’s more affordable, you get a car you love rather than one you can afford, and you have the security of always driving a new car with a full warranty.